Does Dr Seeto participate in Known Gap?
Yes Dr Seeto participates in the Known Gap scheme if it is offered by your health fund. This, however, is determined by the complexity of your case as well as the complexity of the surgery required.
A gap is the difference between what Dr Seeto charges and what you get back from both Medicare and your private health fund if you are privately insured.
This page covers the financial side of any consultation or procedure.
Some private health insurance funds offer a no Gap scheme for surgical treatments. This is where the private health fund sets the fee for the particular surgery and there is no out of pocket cost to the patient.
Informed consent not only includes discussion about your orthopaedic condition, the treatment options available and the risks and benefits of these options. It also includes financial consent, which are the costs associated with different treatments available.
Initial charge | Medicare refund | Out of pocket costs | ||
---|---|---|---|---|
Initial consultation | Other type of patient | $300 | approx. $80 | approx. $220 |
Disability pension/aged pension cardlholder | $240 | - | $240 | |
Subsequent consultations | Other type of patient | $180 | approx. $40 | approx. $140 |
Disability pension/aged pension cardlholder | $150 | - | $150 |
Known Gap is where the surgeon charges a known fee above the level that is set by the private health fund. This is the fee which the patient will pay. Depending the health insurance company, the gap is usually $400 to $500 for Dr Seeto’s fee.
Not all insurance companies offer the “known Gap” scheme.
Yes Dr Seeto participates in the Known Gap scheme if it is offered by your health fund. This, however, is determined by the complexity of your case as well as the complexity of the surgery required.
Unless there are extenuating circumstances, Dr Seeto does not participate in the No Gap scheme.
No, the known Gap is the same for different operations.
The known Gap however is different between different insurance companies.
Dr Seeto looks after all patients irrespective of health insurance. The options available to you if you have no private health insurance are:
Surgery in the public hospital
Surgery in the private hospital
Dr Seeto in affiliation with Medibank Private and East Sydney Private hospital, offers a program for eligible Medibank Private Members, to eliminate medical out of pocket costs for your Knee Replacement.
The program includes a pre-surgery preparation program, spending the minimal time necessary in hospital, as well as home rehabilitation if necessary.